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Personal Trainer Liability Insurance

What it is and Why you Need it

Personal Trainer Liability Insurance will cover you and your Personal Training Business at your home and outside workout. It is a completely mobile policy, it covering you everywhere you train clients within the US. A policy will only cover you and you only. It does not cover any other trainer. You must pay in full for your coverage which will be mailed to you upon approval of the Liability Insurance company. Most policies cover various type of personal training, not just one style of training. Chiropractic and Supplements Advisement are not covered over most plans. The policy is not intended to cover you if you are injured while training. It is meant to cover your client if they are injured. If you have or plan to open a studio you need to upgrade to a business policy, your individual policy excludes leasing or renting studios. A policy will cover you if I teach/train children.

If you train clients without Personal Trainer Liability Insurance and your client is hurt during training whether intentional or unintentionally you are liable. You are really better off having the Trainer Insurance to cover you. Most policies for Accredited Personal Trainers run only $144 per year, that is only $12 a month which is a small price to pay for protecting yourself. Non-Accredited Personal Trainers will pay $189 a year, which is still a low price of $15.75 a month to protect yourself, your clients, and your growing personal trainer business.

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